Personal Checking Accounts

United Global Online Bank ESSENTIAL CHECKING
 
United Global Online Bank ESSENTIAL CHECKING WITH INTEREST SMART YIELD CHECKING
 
United Global Online Bank STUDENT CHECKING
 
United Global Online Bank HOUSEHOLD CHECKING
 
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Simple by design.

Ideal for clients who want a lower daily balance requirement, with easy options to avoid paying a monthly maintenance fee.

Earn interest on your balances.

A straight-forward checking account designed for the client who uses a credit card for everyday purchases to maximize rewards and cash management.

Go green. Earn rewards

Tailor-made for clients who enjoy the convenience of electronic banking and want to be paid a higher interest rate by going paperless.

Just for students.
 

Designed for students 16 - 23 years of age to help them get started with early money management.


 
  Manage with multiple accounts.


 
  Created for clients who would like an additional checking account to help them manage their monthly household expenses. Eligible with most United Global Online Bank personal checking accounts (excluding United Global Online Bank Student Checking).

With Every United Global Online Bank Savings Account You Get :

Features & Benefits
Low minimum opening balance Low minimum opening balance Low minimum opening balance Low minimum opening balance Low minimum opening balance
No per-check charge No per-check charge No per-check charge No per-check charge No per-check charge
Optional overdraft protection Optional overdraft protection Optional overdraft protection -- Optional overdraft protection
One (1) Companion United Global Online Bank Household Checking Account One (1) Companion United Global Online Bank Household Checking Account One (1) Companion United Global Online Bank Household Checking Account -- --
-- -- Six (6) free non-United Global Online Bank ATM transactions per statement cycle. International transaction fees will apply. Six (6) free non-United Global Online Bank ATM transactions per statement cycle. International transaction fees will apply. --
-- -- -- -- No fee for first United Global Online Bank Household Checking Account with an United Global Online Bank Essential Checking, Essential Checking with Interest or a Smart Yield Checking account
Earns Interest
-- View Rate View Rate -- --
What you need to open this account:
Minimum Opening Balance
$50
Minimum Opening Balance
$50
Use combined balance of United Global Online Bank Household Checking Account(s) to meet balance requirements.
Minimum Opening Balance
$50
Minimum Opening Balance
$25
Minimum Opening Balance
$50
Monthly Maintenance Fee
$5
Maintain $500 average balance or have an active United Global Online Bank Personal Credit Card in good standing to avoid monthly maintenance fee.
Monthly Maintenance Fee
$8
Maintain $1,500 minimum balance or have $700 monthly spend on an United Global Online Bank Personal Credit Card in good standing to avoid monthly maintenance fee.
Monthly Maintenance Fee
$10
Maintain minimum average monthly balance to avoid maintenance fee.
Monthly Maintenance Fee
$2
Options to avoid paying monthly maintenance fee.
Monthly Maintenance Fee
No fee for first account. Additional accounts are each $5 per month.
Available Personal Relationship Packages: Get more benefits by enrolling in a relationship package
United Global Online Bank Advantage Personal Relationship (Silver or Gold level)
Relationship Money Market.
CD Relationship.
United Global Online Bank Advantage Personal Relationship (Silver or Gold level)
Relationship Money Market.
CD Relationship.
Credit Card Relationship.
United Global Online Bank Advantage Personal Relationship (Silver or Gold level)
Relationship Money Market.
CD Relationship.
Credit Card Relationship.